Proper documentation is the foundation of a secure property transaction in Pakistan. Understanding which documents are required and how to verify them is essential for every property buyer.
Essential Property Documents
- Title Deed (Fard): The primary document proving ownership. Verify it's registered and up-to-date.
- Mutation (Intiqal): Shows the transfer of property from one owner to another in government records.
- Property Tax Receipts: Ensure all property taxes are paid up to date.
- Encumbrance Certificate: Confirms the property is free from any legal disputes or mortgages.
- Site Plan: Official layout approved by relevant authorities.
- Building Plan Approval: For constructed properties, verify building plans are approved.
Verification Process
Always verify documents through:
- Revenue department (Patwari office)
- Local registrar office
- Municipal corporation
- Legal counsel
Red Flags in Documents
- Mismatched names or spellings
- Outdated or missing mutations
- Pending tax payments
- Disputed ownership
- Unauthorized constructions
Pre-Purchase Checklist
Before finalizing any property purchase:
- Verify seller's identity and ownership
- Check all documents with relevant authorities
- Ensure property is free from encumbrances
- Verify property boundaries
- Check for any pending legal cases
- Confirm all taxes are paid
- Get a legal opinion from a property lawyer
Never proceed with a property purchase without proper document verification. When in doubt, consult with legal experts and use platforms like ZameenOmakan that work with verified properties and dealers.
